The Smart Education Foundation takes pride in issuing awards to deserving students on a yearly basis! We have created our very own merit based awards in order to help out our members in their pursuit of a college education. We understand the importance of preparing financially for school, and we know that every penny counts. Please take a minute to review the contest rules and regulations, and feel free to contact our award winning customer service if you need any help or have any questions regarding the contest.

The Smart Education Foundation (“Sponsor”) offers the following awards to our members only:
• 3 awards of $500.00 each
• 2 awards of $1,000.00 each
• 1 GRAND PRIZE award of $1,500.00

*All awards issued are subject to the terms and conditions outlined below.

1. All applicants must be enrolled in the “Continuing Education” online service provided exclusively to our members. All members must continue to pay the monthly fee of $54.95 for at least 4 consecutive months in order to compete in the contest. Contestants must keep the online service throughout the month the award drawing takes place.
2. All applicants must mail or fax a copy of their original PSAT scorecard to SEF. Only copies of the original PSAT scorecard will be accepted. Please mail entry to: 3025 N WESTERN AVE., CHICAGO IL, 60618 ATT: Attention: Award Department. Or simply fax a copy of the scorecard to: 480-393-5170
3. The member must complete our study course using the Express DVD purchased from SEF. Once the course has been completed the student will be issued a confirmation number. Please write down the number on your scorecard and mail or fax it into our awards department.
4. The member must then take the SAT or ACT test.
5. Once the official SAT or ACT test is completed, the member must mail or fax SEF a copy of the official scorecard. Only official documents will be accepted.
6. Please include a brief success letter describing your experience using the study materials and our exclusive online scholarship service. (This information may be used as part of our “Testimonials,” section on our website)
7. The Smart Education Foundation will issue a total of 6 Awards per year. Each award winner will be randomly chosen. Each applicant must show an improvement of at least 10% from their original PSAT scorecard to enter the contest.

General information on the PSAT
The PSAT is great practice for the SAT - keep in mind, the PSAT is a shorter test and has no essay or Algebra II. The PSAT is 2 hours and 10 minutes and includes math, critical reading, and writing questions.

Your Scores
PSAT/NMSQT scores are reported on a scale from 20 to 80. Average scores are near the midpoint (50) of the scale. For the 2000 PSAT/NMSQT test: The average scores for juniors were about a 48 in verbal (now the critical reading section), 49 in math, and 49 in writing skills. The average score for sophomores was about 45 in verbal (now the critical reading section), 46 in math and 46 in writing skills.

Range
Ranges give you another way to think about your scores. They show how much your scores would likely vary if you took the PSAT/NMSQT a number of times.

Percentile
National percentiles help you compare your performance on the PSAT/NMSQT to the performance of other juniors or sophomores. If you are a freshman or younger, you are being compared to sophomores.

• Eligibility : All applicants must be current “active” members of The Smart Education Foundation’s online continuing education for a period of at least 4 consecutive months. (Must accept the monthly charge of $54.95). Student must complete our study course, and show at least a 10% increase in their overall test score, from the PSAT to the SAT/ACT.
• Selection of Potential Winners : The contest selection is random.
• Prizes : The Smart Education Foundation will issue a total 6 awards per year. The amounts of the awards are (3) $500.00 five hundred dollars and no cents, (2) $1,000.00 one thousand dollars and no cents, and (1) $1,500.00 fifteen hundred dollars and no cents. Applicants understand that Sponsor is not liable for injuries, losses or damages of any kind arising from participation in this contest and acceptance, possession and use of Award Prize. Sponsor is not responsible for any typographical or other error in the printing of the offer, administration of the award, or in the announcement of the Contest winner. Taxes on prizes are sole responsibility of the Award Recipients. Award Recipients will be issued the proper tax forms.
• Privacy : By submitting an Application, you acknowledge that the Sponsor and its related companies may also call and/or send you information it thinks may be of interest to you.
• Dispute Resolution : Except where prohibited, by participating, Applicant agrees that all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of participants and Sponsor and their agents shall be governed by and construed exclusively in accordance with the laws of the State of Illinios without giving effect to any principles of conflicts of law of any jurisdiction. Applicant agrees that any action at law or in equity arising out of or relating to this contest, or awarding of the prizes, shall be filed only in the state or federal courts located in the State of Illinois . and Applicant hereby consents and submits to the personal jurisdiction of such courts for the purposes of litigating any such action. Except where prohibited, by participating in this contest, Applicant agrees that: (a) any and all disputes, claims, and causes of action arising out of or connected with this award contest, or awarding of the award, shall be resolved individually, without resort to any form of class action; and (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with participating in this contest but in no event attorneys' fees; and (c) under no circumstances will any participant be permitted to obtain awards for and hereby waives all rights to claim punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. Some jurisdictions do not allow the limitations or exclusion of liability for incidental or consequential damages, so the above may not apply to you.
• Sponsor : This contest and its awards are sponsored by The Smart Education Foundation. 3025 WESTERN AVE., CHICAGO IL, 60618 ATTENTION: AWARD DEPT